Is there anything that I can do to prevent my premium from increasing?
There are many actions with little or no cost that can be done.
9th August 2019
Forced Entries Alert
They are extremely quick and will have fled the scene well in advance of the arrival of the retailer and/or Gardai.
Be aware that these incidents inevitably occur just after the targeted retailer has had a delivery of cigarettes. There are frequently apparent false alarm activations a few days in advance which indicate that they are calculating the amount of time they will have to the alarmed response.
Please consider if the storage of your cigarettes is adequate and if indeed it could be better. Review your intruder alarm protections. Have you an adequate number of PIR, (Passive Infra-Red), detectors – including in your attic? Your alarm system should be connected to a central Monitoring Station. Ideally with a dual link including phone and GSM with a pulse system to alert the Monitoring Station if/when your alarm has been deactivated.
Don’t allow yourself to be their next easy target.
Always remember - call us to discuss any/every incident. We will advise and guide you.
Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie
If all energy is constant and we continue to need to do the things we have always done then how can switching to electricity save the planet ?? The energy to create and use for production, transport and shipping etc is the same ??
The solution lies some where else , me thinks
We need to do less and use energy more sparingly .
A photograph taken from the International Space station showing the earth at night time with the developed world fully illuminated while the third world is in darkness says it all?
Turn off the lights ..for a start !!
Admin
“”So much for Bill’s Electric car strategy.
I recently did some work for the body corporate at the Dock 5 Apartment Building in Docklands in Melbourne to see if we could install a small number of electric charging points for owners to charge their electric vehicles. We had our first three applications. We discovered:
These advocates of electric vehicles only by 2040 are completely bonkers. It takes 5-8 years to design and build a large coal fired power station like Loy Yang and even longer for a nuclear one (That’s after you get the political will, permits and legislative changes needed). Wind and solar just can’t produce enough. Tidal power might but that’s further away than nuclear
It’s just a greenies wet dream in the foreseeable future other than in small wealthy countries. It will no doubt ultimately come, but not in the next 20 years.
A pensive and contemplative.
Bob Morgan”
Shop Insurance – Tips to help fight against Premium Increases
29th April 2019
Questions for any politician in advance of upcoming elections
Are you aware that insurance costs are closing small businesses and harming voluntary groups? (Feel free to insert your own experience here).
What are you doing about this?
What about the Garda Insurance Fraud Unit? When will it be established?
When will the huge level of awards for minor injuries be reduced?
How do we know insurers will reduce premiums when reforms are carried out?
Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie
https://www.irishmirror.ie/news/irish-news/crime/ira-north-korea-green-diesel-14626711?fbclid=IwAR0wIQ-TDTxmxbvsSL4f6kwdqY6JygoB-AuITm5yTOgk6eK32IEJIpj8Z-w
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Notice from Gerry Monks
Please copy and refer to your local politicos!
Shop Insurance – Tips to help fight against Premium Increases
12th February 2019
Insurance in Ireland is Broken and your help is needed to fix it
Many of you will have heard me speak of my support for the Alliance for Insurance Reform and I want to applaud and thank them for achieving the amendment to Section 8 of the Civil Liability Act 2004 where reporting of personal injury accidents have now been reduced to 1 month. This in itself is of significant benefit to our efforts to provide a defence and I can confirm having already benefited by the change.
Yet this is only one of the Alliance’s 10 Asks. It is my view that Government have been presented, not just with the problems, but with the solutions as well. Government simply have to deal with the other solutions which will otherwise see many more business closures and job losses simply due to inability to pay for or even get insurance.
The Alliance is backed by many groups and organisations many of which you are members of. Please be vocal with your local politicians. This issue has to be tackled without further unreasonable delay.
Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie Copyright © 2019 JDM Insurance Services Ltd, All rights reserved.
Information provided by your insurance advisor
Shop Insurance – Tips to help fight against Premium Increases
15th January 2019
Wash/Clean Floors – NEVER during opening hours
Floors should never be washed while your shop is open for business. This should only ever be done after the shop has closed. If this prevents staff from leaving work at their designated time then, if necessary close earlier to accommodate this.
If a spillage occurs during opening hours, a staff member should stand over it guiding customers as well as any other staff away from the resultant hazard. They should summon another staff member to get mop, cloth, paper towel or whatever will dry/clean the hazard. Putting out a yellow warning sign does not remove the hazard.
As you know I keep returning to this specific subject. I will continue to do so as long as it continues to be the most frequent and costly cause which contribute to the horrendous premium increases experienced by retailers.
Solutions to premium cost increases have been brought to Government by the Alliance for Insurance Reform but until they choose to take action we must all increase our efforts to prevent the cause and/or opportunities for claimants to obtain compensation which far exceed our European neighbours’ levels.
Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie Copyright © 2019 JDM Insurance Services Ltd, All rights reserved.
Information provided by your insurance advisor
Our mailing address is:
JDM Insurance Services Ltd
Windy Arbour, Dublin 14 D14 C1H5
Happy New year to all who visit this site and check out prices etc
have a great year and may the future be full of pleasant surprises
Admin
