Current Prices at 20/01/21 quoted wholesale exl VAT @21%]

Company Date Unleaded Diesel
Campus 20/01 122.32 116.61
Circle K 20/01 120.59 117.45
Texaco 20/01 120.13 115.22
Maxol 20/01 120.62 116.68
Emo 20/01 123.36 119.34
Morris 20/01 118.77 114.41
TOP 20/01 120.40 117.43
Posted in Petrol & Diesel Prices, SALES: Buying - Selling - Leasing | Tagged | Leave a comment

Insurance tips

Is there anything that I can do to prevent my premium from increasing?
There are many actions with little or no cost that can be done.

13th January 2021

Avoid Liability Claims

There are many regulations under Health & Safety Legislation which you are obliged to comply with concerning accidents involving members of the public within your property and indeed outside. (EG. Slips, Trips, Falls, Burns, Cuts, Trauma Etc.)

You must keep an Accident Report Book. (Once again, a simple A4 Diary can be used.) Details of the incident, a note of all staff members on duty at the time and name and contact details of the injured party are all crucial. Witness Statements should also be taken from all relevant staff and a copy of any CCTV Footage of the incident must be made and retained for at least 2 years following the incident.

We apply a simple rule which serves well. Remember, it costs nothing to be a nice person. Very often we have found that when the retailer engages with the victim in a manner which shows genuine concern the victim is in a far more positive mind set and this often avoids them feeling as though they were ignored or worse, considered to be “chancing their arm!”

As we said previously accidents do happen and in the vast majority of cases they are genuine.

Call the victim the following day. Consider sending flowers or some other modest gesture. Showing concern is not an admission of liability and may prevent an incident becoming a claim against you!

More than ever, always call us and we will guide you. Believe us when we say, we are good at this!

Always remember - call us to discuss any/every incident. We will advise and guide you.

Gerry Monks,                  Stephen Brack &                Jackie Reid
087 2830560,                   086 0400568                     01 2988266
gerry@jdminsurance.ie stephen@jdminsurance.ie jackie@jdminsurance.ie

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Break ins on the rise in South East

WARNING – BREAK IN’S IN WEXFORD REGION

URGENT WARNING/ALERT
Please be aware that there have been a series of  forced entries into shops in the Wexford region.

These criminals have shown a pattern of approaching the rear of premises, often through a field and spend a considerable length of time to redirect CCTV camera units so as to attempt to obscure their efforts to gain entry through steel doors and shutters.

Please review your security and remain on alert.

Gerry Monks                  Stephen Brack                   Jackie Reid
087 2830560                   086 0400568                       01 2988266
gerry@jdminsurance.ie stephen@jdminsurance.ie jackie@jdminsurance.ie

JDM Insurance Services Ltd t/a JDM Insurance is regulated by the Central Bank of Ireland
Our mailing address is:

JDM Insurance Services Ltd

Melrose House
Dundrum Road

Dundrum, Dublin 14 D14 C1H5

Ireland

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New Year 2021

Happy New Year to all who visit this site regularly

We thought that seeing the back of 2020 would be a sign for hope and peace and prosperity

Instead it seems we are starting with a far worse scenario than we left behind in 2020 and on top of that Donald Jenius Trump is determined to copy Putin and declare himself @life President of the USA

God help us all

Stay safe

And do what you are asked to do to keep others safe

Admin

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Insurance:- How staff makle the difference !

All staff members are critical to preventing claims

If there is one thing that is clear dealing with businesses where they have an excellent claims record it is where all staff members are trained well, kept informed and encouraged to be part of a team.

Staff members should be informed of the severity of the cost of your insurance and how inevitable premium increases arising from potential claims are a genuine threat to the economic survival of your business and so in turn to their jobs.

It is very much in the interest of all members of your team to work together to take every step to avoid incidents that could give rise to a claim.

For example:-
•    Armed robbery – No hero’s – give the cash – keep everyone safe!
•    Burglary – Be diligent – check locks and security in general
•    Slips/Trips/Accidents – Treat every victim like you would your mother!

Consider holding monthly Team Briefings with staff. Make sure information comes to you as well as from you to staff.

Work together to give yourself the best protection.

Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie

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VAT RAte Change 1st September 2020

Please note that VAT is now charged at the rate of

VAT                   21%

From 1st September 2020

Admin

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Sites wanted – North Cork – Limerick -North Kerry – Clare

A client is seeking service stations to purchase in the county areas of Limerick – North Cork -North Kerry and Clare . Existing sites with shop and usual facilities and clean planning permission with DSA and Mineral Oil licence approved . This enquiry is genuine and not an oil company !

Please contact Oliver Lupton on

E mail : forecourt.bureau@gmail.com

or

Mobile : 086-2565459

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Insurance At This Time

Is there anything that I can do to prevent my premium from increasing?
There are many actions with little or no cost that can be done.

24th March 2020

Has your premises become unoccupied or your Business Activity changed?

My colleague, (,Managing Director of JDM Insurance Services Ltd), Helen Murphy is sending a message to our commercial clients and I thought I would share it with you.

“We hope that you, your family and colleagues are keeping well during these difficult times.

Undoubtedly the profile of most of our business activities are undergoing significant changes. If your premises have become unoccupied or indeed the profile of your Business Activity/Description has altered significantly please contact your Insurer without delay to establish whether or not this would impact on your Insurance covers.

We are here to help you so please get in touch if you have any concerns about your Insurances. For the safety of our staff we are now all working remotely. We will be available on the same e-mail and phone number or contactable by phone on the numbers shown below.

Helen Murphy     086 8560732
Stephen Brack     086 0400458
Gerry Monks        087 2830560

Regards,

Helen”

I know that we all have a great deal on our minds currently but this is sound advice so please take note.

Always remember - call us to discuss any/every incident. We will advise and guide you.

Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie

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Oil Prices

The world has become a strange place on many fronts in the past few years!

The swing to right wind nationalist policies by many western democracies has changed to face of the “free world” with incredibily silly statements and utterances from people who should know better.

Break away policies from internationally recognised good practice.i.e. better together  now changed to Dog in a manger is good !!!!

A world pandemic is being used by some powers to “Blame Foreigners” How stupid can one get ??

International agreements on Oil Pricing being torn up and open commercial warfare between major producers !!!

Common sense seems to have been abandoned across the globe !

Well, enjoy the reduced oil prices and Blame Global warming ..!!!

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INSURANCE A serious TIP

14th January 2020

Theft from Safe and Premises – no cover provided

I am grateful to colleagues in the industry for periodically prompting me to remind the retail community of standard Policy Exclusions as I am on this occasion.

Safe and/or Strong Room keys must be removed from your premises at night when the shop is closed. Theft from a safe/strong room is excluded if the keys have been used to gain access.

Remember also to change your alarm code and key-pad door locks when any staff member leaves your employment as theft/burglary is only covered where there has been forcible entry.

Always remember - call us to discuss any/every incident. We will advise and guide you.

Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie

Posted in GENERAL TOPICS | Leave a comment