| Is there anything that I can do to prevent my premium from increasing? There are many actions with little or no cost that can be done. 13th January 2021 Avoid Liability Claims There are many regulations under Health & Safety Legislation which you are obliged to comply with concerning accidents involving members of the public within your property and indeed outside. (EG. Slips, Trips, Falls, Burns, Cuts, Trauma Etc.)
You must keep an Accident Report Book. (Once again, a simple A4 Diary can be used.) Details of the incident, a note of all staff members on duty at the time and name and contact details of the injured party are all crucial. Witness Statements should also be taken from all relevant staff and a copy of any CCTV Footage of the incident must be made and retained for at least 2 years following the incident. We apply a simple rule which serves well. Remember, it costs nothing to be a nice person. Very often we have found that when the retailer engages with the victim in a manner which shows genuine concern the victim is in a far more positive mind set and this often avoids them feeling as though they were ignored or worse, considered to be “chancing their arm!” As we said previously accidents do happen and in the vast majority of cases they are genuine. Call the victim the following day. Consider sending flowers or some other modest gesture. Showing concern is not an admission of liability and may prevent an incident becoming a claim against you! More than ever, always call us and we will guide you. Believe us when we say, we are good at this! Always remember - call us to discuss any/every incident. We will advise and guide you. Gerry Monks, Stephen Brack & Jackie Reid |
WARNING – BREAK IN’S IN WEXFORD REGION
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Happy New Year to all who visit this site regularly
We thought that seeing the back of 2020 would be a sign for hope and peace and prosperity
Instead it seems we are starting with a far worse scenario than we left behind in 2020 and on top of that Donald Jenius Trump is determined to copy Putin and declare himself @life President of the USA
God help us all
Stay safe
And do what you are asked to do to keep others safe
Admin
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Please note that VAT is now charged at the rate of
VAT 21%
From 1st September 2020
Admin
A client is seeking service stations to purchase in the county areas of Limerick – North Cork -North Kerry and Clare . Existing sites with shop and usual facilities and clean planning permission with DSA and Mineral Oil licence approved . This enquiry is genuine and not an oil company !
Please contact Oliver Lupton on
E mail : forecourt.bureau@gmail.com
or
Mobile : 086-2565459
Is there anything that I can do to prevent my premium from increasing?
There are many actions with little or no cost that can be done.
24th March 2020
Has your premises become unoccupied or your Business Activity changed?
“We hope that you, your family and colleagues are keeping well during these difficult times.
Undoubtedly the profile of most of our business activities are undergoing significant changes. If your premises have become unoccupied or indeed the profile of your Business Activity/Description has altered significantly please contact your Insurer without delay to establish whether or not this would impact on your Insurance covers.
We are here to help you so please get in touch if you have any concerns about your Insurances. For the safety of our staff we are now all working remotely. We will be available on the same e-mail and phone number or contactable by phone on the numbers shown below.
Helen Murphy 086 8560732
Stephen Brack 086 0400458
Gerry Monks 087 2830560
Regards,
Helen”
I know that we all have a great deal on our minds currently but this is sound advice so please take note.
Always remember - call us to discuss any/every incident. We will advise and guide you.
Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie
The world has become a strange place on many fronts in the past few years!
The swing to right wind nationalist policies by many western democracies has changed to face of the “free world” with incredibily silly statements and utterances from people who should know better.
Break away policies from internationally recognised good practice.i.e. better together now changed to Dog in a manger is good !!!!
A world pandemic is being used by some powers to “Blame Foreigners” How stupid can one get ??
International agreements on Oil Pricing being torn up and open commercial warfare between major producers !!!
Common sense seems to have been abandoned across the globe !
Well, enjoy the reduced oil prices and Blame Global warming ..!!!
14th January 2020
Theft from Safe and Premises – no cover provided
Safe and/or Strong Room keys must be removed from your premises at night when the shop is closed. Theft from a safe/strong room is excluded if the keys have been used to gain access.
Remember also to change your alarm code and key-pad door locks when any staff member leaves your employment as theft/burglary is only covered where there has been forcible entry.
Always remember - call us to discuss any/every incident. We will advise and guide you.
Gerry Monks
Account Director
JDM Insurance Services Ltd
01 2988266
087 2830560
gerry@jdminsurance.ie
