CCTV and Insurance

Is there anything that I can do to prevent my premium from increasing?

There are many actions with little or no cost that can be done.
22nd September 2021

Retain CCTV Footage of EVERY incident for at least 2 years
We are coming back to this subject to remind you of how vitally important it is to retain a copy of CCTV footage of any and every incident involving an accident either to customers and/or staff.

Regardless of whether or not the footage favours your defence please follow this advice strictly. The absence of CCTV footage will never assist your defence. Failure to have footage can very easily be used by claimant’s legal representatives against you and will inevitably favour the claimants case in the view of a judge.

Whilst Data Protection Legislation only permits retention of footage for up to 28 days they do allow it where it is justified. It is very simple to justify the fact that a potential claimant is allowed, in accordance with the Statute of Limitations to bring a claim for anything up to 2 years following the incident.

Above all else, please remember to contact us to discuss every/any incident. We will discuss the most appropriate action that is in your own best interests.

Always remember - call us to discuss any/every incident. We will advise and guide you.
Gerry Monks                  Stephen Brack                   Jackie Reid
087 2830560                   086 0400568                       01 2988266 jackie@jdminsurance.i

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